Your Boss thinks you’ve got time.
Their advice?
“You don’t need a raise. The money will come. You’ll make more at the next level.”
“You’re lucky. Just be happy you have a job.”
“Why are you saving for retirement now? You’re in your 20s. There’s plenty of time.”
“You’re young. What do you need health insurance for?”
“Pay your dues. It’ll pay off… eventually.”
Your 20s Are Your Sweet Spot
They’ll point to their own lives as examples.
They’ll point to changing trends: careers start later, couples settle down later, kids come later.
But that doesn’t make your 20s a “downtime.” It doesn’t mean your 20s don’t count.
It means your 20s are a sweet spot.
Your 20s are the time to learn:
- How credit cards affect your credit, and how credit will affect every major purchase of your life: your car, your house, your business.
- How retirement accounts (Traditional and Roth IRA’s) work.
- How to save for the things you really want in life, and how to cut out things you don’t.
- How this savings and investing “stuff” works.
- How to move your career forward — yes, you should explore, but that doesn’t mean the exploring doesn’t count.
Look at your bosses, your parents, your aunts and uncles, who still don’t quite have this figured out yet, and they’re still saying “I’ll get a handle on it someday…”
What do you think they were saying 20 years ago?
What do you think they were saying in their 20’s?
If you’re not convinced, watch Meg Jay’s TED talk: 30 Is Not the New 20:
Don’t kill time.
Don’t wait for the right job.
Or the right salary.
Or the right person.
This is the developmental sweet spot.
Now is the time.
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Photo Credit: Stuck in Customs
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